OR, if you're able to assume a low interest rate FHA or VA mortgage (but you need to have the difference in price vs the loan balance), that's an option too. The

Frankly, too the lower leverage you take the better your terms are.

I've had this happen before too. The

The new ADU laws were created to try and get SOME housing built in a state that has fought against new homes tooth and nail for 40 years.As a result, 20% of all new homes in Los Angeles last year were ADUs.If that isn't optimal... call up your electeds and tell them you want to see more apartments with less parking in urban neighborhoods.

If I can do it, YOU CAN DO IT TOO! The

That doesn’t make any sense.Furthermore, why would you increase the coverage amount without our consents too? The

The loan process is quicker too. The

I think he just didn't read the part about the apartment (I missed it too the first time by, reading too fast :-) 

Your mortgage person can do it, too. The

It helps them clear their past due balance and often times they pay several months into the future too. The