Over doing this 30 years my experience has been that able-bodied applicants are turned off by that stuff in the shower.

He is not a licensed financial professional, which is convenient because he does not have to adhere to strict regulatory standards such as disclosing conflicts of interest and how he gets compensated as noted.  

They are putting regulatory framework in place that essentially bridges crypto currencies with traditional banking systems.

Limited Regulatory Oversight: Fintech companies that operate without a banking license may not be subject to the same regulatory scrutiny and consumer protection measures as traditional banks.

I understand that state tax and regulatory conditions can vary quite a bit. 

Your tenant was abled bodied when he or she signed the lease. 

Legal and Regulatory Considerations Thanks in advance for your help!

When standards eliminate both disabled and able bodied persons there can legally be no violation of the law.Your moral outrage and righteous indignation is misplaced.PS. if you are suggesting that a disabled vet is somehow different from any other disabled person that would be discrimination.  

Everything I have read has warned about licensing/regulatory issues only if I am lending to owner-occupied.  

That's how you read body language, negotiate, and get a better price. #2 $12k for the entire kitchen or just cabinets and countertops?