On multiple occasions we were told that after closing we would be able to rearrange the draw schedule as we needed.

On multiple occasions he had us wasting our time looking up unnecessary tax forms online because he wasn’t well versed in tax code.

I think it would be in the best interest of newbies to establish an account with BofA or other large institutions because they are so resilient and offer great products.On two occasions last year, I wanted to pool funds to one account in order to send just one wire transfer to avoid confusion to the recipient.

Also the four plumbers who I spoke with on different occasions said that there was know way that the utility or the city would cover any of the expenses.I agree with you that it is less of a concern. 

Modern surveillance technology has saved me on numerous occasions!

I would typically consider normal wear and tear, unless there were repeated attempts to mount the TV unsuccessfully, such as missing the studs multiple times, which I have observed on numerous occasions.

On other occasions, they will simply get them with an on-line template through sites like Law Depot or Legal Zoom.

Finally, while on rare occasions real property does change hands a an extreme discount to market value, in the vast majority of the time a buyer, especially one without much experience thinks they’ve stump;ed across the “deal of the century”, they’ve mispriced the actual value because of something not readily apparent hasn’t been considered.  

South FL isn't easy but there still some decent deals on occasion!

He and I have discussed on several occasions that fact that current CSLB wording  that limits handymen $500 per project is the maximum for both materials AND labor per project and that that would be the basis for fairness sake especially since I give him the project but still end up helping alot anyways.