Homes prices are still at record highs, some decreases-depending on the city, however, high density apartments are skyrocketing.

Real Estate values, nationally, have never decreased over any 10 years.

It's decreasing as time goes on, and the sell side is too stubborn to acknowledge it.So patience is my creativity, and uniqueness.

Conversely, when property prices are low, rental demand decreases, causing rental rates to remain relatively flat or fall.How can you identify cities that are likely to have significant and sustained appreciation and rent growth?

Since HELOCs have a variable rate, you’re banking on rates staying the same or decreasing.

Interesting thought but rates are already going down as the 10 year yield decreases.

Thanks I never seen one LOLbut one strategy you could do is just do HELOC and income from rent in ADU can be used to decreased DTI, not all the bank can do that though.

Some City Residents and businesses were given incentives to dig up their grass lawns to decrease water consumption. 

Should I wait until I can put 20% down on a property to decrease the monthly mortgage payment?

so you have a store of value that will decrease in value if you liquidate it?