I will offer 97k max, I have 30% cash downpayment and have secured financing for remainder.

I already have a idea of what the max I will spend.

Long as you do everything correctly you are looking at a month to month and a half, 2 months max!!I

Or maybe the LA uses your offer to get their buyer to place an offer $1 above your max...I have seen this strategy but not on a REO (was on a listing of mine).

Do you know a good Catholic Priest?

Two dogs max. I

For many people they think that 'maxxing out' means - "contribute enough to get the full employer match" - no, the max is the MAX.I will admit, I'm self-employed for mainly the reason you cite, that companies don't invest in their employees or seem to value them, and I'm also self employed because of the amazing amounts you can pile into a solo-401k.

In my mind no offer is greedy.Clearly 150k makes you cringe a little and your comfortable at 93k-101k so decide your max is 101k and start your offer at 90k you never know what will happen.

Your front end max is 28% or $14,000.

Would anything come to mind for the land how to value or use.I need to know if my offer max is to high / or if could find a way to make the vacant lots works.