On the contrary, uncertainty is the breeding ground for creating wealth.The core of the issue is whether you are willing to step out of the traditional investment framework and explore new business models and market opportunities.

At the end i will add a list of items why adding a single ADU in single family zoned areas may not be the best RE option.The most common value add is via a rehab.  

But everyone has to make there own decision.By the way, I read through Tardus website, and a couple of VERY INTERESTING items popped out.  

Having models is great if you understand their limitations.

This property needed an extreme amount of clean up and haul away of items left behind.

For Non-Admitted carriers, the important item to then pay attention to is the AM Best rating (or equivalent rating agency).

Pack their items, change front door locks and give new locks to other tenants.

If it’s at or near 70% we dig into the full cost model that accounts for financing costs (hard money and GAP), acquisition costs, holding costs and selling costs.

I’m currently evaluating whether to go with a Fund Model instead of a traditional JV for an upcoming multifamily project, I will be working as a developer looking to do work with a more experienced developer on a larger scale multi-family opportunity.

You've given me some solid pointers/items to take into consideration for future deal analysis, so thank you for that.