@Ericka Grant thank you, exactly what I was looking for...just need to massage that into the FL way of doing things.

I have found, however, if I take the time to gently move her towards more risk and show her the numbers then she is more willing to embrace the risk - aside from risking anything regarding this one house we paid off.

This was a cheap way to get in, learn the property management ropes gently, since I lived on site. 

If your meeting with a realtor that is going to represent you, and they tell you an offer will waste everyone's time, then it's time for a gentle reminder. 

Don't massage the numbers to fit the return you want. 

Some of these will need to be massaged and adapted to be compliant and legal in your area.

So rental upside is not super huge.Please be gentle. 

Gentle mockery?

Originally posted by "msedwick":Really, you don't need to concern yourself with the sales commission if you are the buyer, other than the fact that buying through a realtor means you can't do a "no money down" deal.Please be gentle with me if this is a very naive question: Why does buying through a realtor preclude a "no money down" deal?

This decision again is based on the female as most men don’t take candlelit bubble baths or require a pulsating massage.