Assuming this is a clean file, with no exceptions required, most Underwriters take anywhere from 48-72 hours to review a loan and get CTC, or provide further conditions. 

I mostly apply for BTR, Business license, register and file annual report with the SOS.

Baselane has the added advantage of synching with your Schedule E you'll use at tax time to file your taxes.

File a criminal complaint and send it to the DOJ.

The case is in court right now with the lender filing a case to foreclose and the borrower filing a counterclaim against the lender:Here is what I have found reviewing this case:1.

I haven't filed a claim all these years but insurance is for the what-if and to be used for the high-ticker items, but chances of damages exceeding the 5% is low.  

that will not cash flow - you won't be generating "cash flow" from the property that will go beyond servicing the debt and allow you to pay down any principal. 

Make sure you have filed for Homestead exemption at the very least (this can only be done if you the home is your primary residence, not an investment home).

This is not the best way to invest in real estate as you lose out on principal pay down but it gets you instant income that you can make mostly passive by hiring out the property management.

The 25% has to be your funds.Now, there are non conventional options that would be a bit more flexible but even most of those programs will require at least 20% down with no second mortgages filed on the property.