That being said, there is a rather diverse property and tenant mix within Allentown, like there is in most cities. 

I have a mixed bag of renters: some use no assistance, some are section 8 and some are non section 8 but have used some housing program assistance (such as deposit + 1st month of rent).

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

I have been reading mixed reviews.

Depending on local regulations, you can mix up STR/MTR/LTR. 2) Get systems in place in those exact cities; 2 PMs preferably via NARPM, 2 high quality inspectors, and rotating book of handyman, 1 lawyer, and a credit union contact for leverage along with investor friendly nationwide lenders.

The problem you may run into is the lower appreciation rates compared to the South.Considering Commercial Real Estate:Have you looked at mixed-use properties?

We do just fine with ours.I do believe that a mix is a good idea if you are looking for stability.

The other two have a mix of ideas.   

It seems that a mix of regulation on the legal side and taxation on the numbers side have changed the landscape.

If mixed in with your deposits and reserve funds, you may accidentally spend money you shouldn't have.