Banks (and credit unions) want to put their deposits to work making money as loans.

However, I have offered two thingsA)  Higher deposit -  this way the owner's fears are alleviated somewhatB)  Property management - offer the owner that you will essentially property manage the property for them.     

But he has clear advantage of getting much larger deposit (landlord in most jurisdictions is limited to collecting 1.5 or 2 months' rent payment, which he must place in an escrow vs. $8000-$10000 Scott can collect and use for any purpose the next day). 

Wise is an international bank that allows you to deposit and display statements in whatever currency you choose.  

I position my inspections as 'planning for future repairs/improvements' which mitigates that whole 'he's here to get my security deposit' mindset.And, I would rather have the tenant with me than to have him later claim that something was broken during the inspection.  

What I love about them is they will even accept the higher lease amounts over the market rents if we can show first month's rent and security deposit.

If they won't pay, end their lease and deduct the cost from their deposit after they vacate.P.S.

Keep receipts for all your expenses for federal taxes, keep the deposits in a seperate bank account. 

. - PM provides a cash based accounting report every month, for every unit under management, that clearly labels all rent, all expenses, including management fees, and the net directly ties to the amount of money deposited into my bank account.- PM is a licensed handyman, or has them on staff, and takes care of most unit turn work at a reasonable rate. - PM has no breakup/termination fee- PM does not take project management fees, except on large or complicated CapEx projects exceeding $5,000. 

. $1000 deposit required that is refunded on your first successful deal.