To me, this is a red flag.

Even then, all of my booking.com clients are American I offer a 25% discount 0-3 days out. add a 15% fee which essentially covers your commission. set up with one hour to cancel, flexible / strict option but no refund 60 days out or later. sync it with Airbnb and or the other ones you are doing.

The 3 issues you described are all fairly large red flags, especially for someone's first property.

Huge Red Flag for me!

Please note i did not invest with them, but wanted to mention that as there are names out there when mentioned its an automatic red flag.

The red flags of managing from a distance and hiring a property manager are legitimate concerns that make it more challenging.

A property manager not requiring this raises serious red flags.

I suspect but dont know .. this has all the red flags of lenders to watch out for as in pump and dump due diligence schemes..

I plan to call lender on this but don't want to wave any red flags. thoughts?

In MN if you try to get a rental license and your nowhere to be found on record of ownership and there is a different owner on record, there gonna catch n flag that requiring the "actual" property owner has to complete all licensing requirements.