if the note is currently in default and we can buy at at least a small discount, we may be able to restructure the note with no monthly payments - we would get paid all interest at closing when the property sells.  

Nice try, but no cigar.3rd warning: only paid stays count, and only full-price stays, not discounted favors for friends and family.

Utah is one of the most expensive states in the country.Not only that, but there's a robust wholesale community here which makes finding distressed and discounted deals hyper competitive. 

The house is definitely on discount because of it, almost worth it to go through the trouble if the number makes sense. 

A good investor agent that is plugged in with local wholesalers, is prospecting, and marketing on their own will have plenty of discounted off market opportunities that will have less eyeballs on them then the MLS.

And they should have accounts for everything with heavy discounts built in for their quantity buying.

We connected with a jet ski and boat rental company near our lake for a discount and commission per booking at one property. 

Negotiate and Discount the property. 

I appreciate your ready-fire-aim approach, @Brendan Duggan, but you’re likely creating loans that might only be saleable at a discount.

I had a QBO intro discount for 12 months then it went away :( Do you mind me asking what are the reports you need?