My wife and I are looking through the internet (Redfin, Loopnet, etc) for apartment buildings that are cash flowing and are having a hard time finding any.

When I was going through school in my early years, I found that the best skill to learn was how to learn itself.If you can do that correctly, combine it with books and the internet, you can wind up making the world your mentor.BUT, I can see there are certain concepts that might be counter-intuitive to my personal opinion.For instance, I keep hearing that the best way to learn is from making your own Mistakes.I try to see the other side and I do know that when you make a mistake, it's most likely you won't repeat it... but why must you make the mistake when you can learn from someone else's mistakes?

(That line "wins" the Internet today!)

Also your monthly expenses are greater as you must cover all utilities and tv and internet services.  

You do have to have power and some kind of internet connection. 

I'm currently turning the world and the internet inside out to obtain a hard money loan or something like it. 

Example: If your IRA contracted for Internet service from Comcast and your son was a tower mechanic for Comcast and your IRA did not get any special rate because your son worked for Comcast it seems it would be ok.

OP has an attorney and rather than picking up the phone he posts the scenario in an internet forum... huh?

You have found the absolute best resource on the internet to learn about investing in real estate.

Use friends and family (if they live in the area) and the internet to do your own research.