He just hasn't done exclusions on partial rentals within the living area before, so I was trying to wrap my head around it ahead of time since this will be on my 2018 return.

They make a civic look like an off road vehicle.

But in the end go ahead and make a decision to buy the course or not.

With the transaction costs to get out of the one in Shaker, how long would it take you to recoup the friction costs of switching, and then how long after that until you are ahead enough that it was worth making the change?

You are way out ahead of your skis here.First, how are you house hacking both since you can only live at one?

I drive a 95 nissan pick-up, Paid for, good milege Why spend 50k on a fancy car that will go down in value ( not counting collector vehicles) I would rather spent 50k on a down payment on more real estate for more cash flow

That's if we're thinking strictly Houston, but for such a budget I'd put that money in a diff city or diff investment vehicle.

All said, I am not coming out much ahead for a property I have owned for 20+ years and had the hassle and expense of maintaining.

The umbrella provides coverage over the primary policies (provided you have the required Liability limits on those policies) for those vehicles as well. 

When you apply for a home loan we only look at the monthly payment and on student loans we only hit you with .50% of the payment or in some cases if it is deferred for 12 months we can ignore it all together depending on the program you choose, for example; FHA, Fannie Mae, Portfolio etc.Another trick is if the installment loan on a car/vehicle only has (10) months of payments remaining or less we can "Omit" it all together.