An architect told me that even though ADUs should not be bigger than 50% of the main house, I should be able to permit this one with SB09 if I pay a fee (about $8k according to my agent).

The landlord or his agent shall notify the tenant within 30 days after the beginning of the lease term of the name and address of the bank or institution where his deposit is currently located or the name of the insurance company providing the bond

most contracts your 5k is your liquidated damages in most contracts. .. so snag that fire the agent and find another buyer if 13k is that important to you.. for sure not worth hiring an attorney for. 

He was an agent/investor but he makes movies now--they are on Tubi.

I want to make sure I am doing my due diligence on each property.This is a question for your real estate agent!

Talk to your insurance agent and be sure you're covered.

Quote from @Dean Harris: I love it when agents, clients and potential buyers listen to my podcast!

FF is a great tool, but you can also look up local corporate leasing companies, as well as, insurance companies/agents to work with for individuals who are going through home insurance claims.  

Based on my experience as a real estate agent and investor, some of the best deals I’ve seen clients secure have been during the winter and holiday season, so it’s never a bad time to keep looking for opportunities.

It's an incredibly powerful hack if you do meet the criteria.In other words, marry a real estate agent who's an RE Pro!