If you just hire the cheapest or first PMC you speak with and it turns into a bad experience, please don’t assume ALL PMC’s are bad and start trashing PMC’s in general.

Any with good or bad experiences with them that you can share.

Exceeding these thresholds will cause this property to be treated as a primary residence.

@Nevin Wilkie, as noted, if you already closed on a conventional loan, your lender is correct that any change in ownership can cause the loan to become due immediately.There are a few options:First, most risk of being sued comes from you being a bad person.  

Here’s why:When you refinance, the cash you’re pulling out isn’t considered a taxable event—it’s treated as a loan.

I certainly don't want to over reach or put myself in a bad situation. 

I'd recommend targeting the agents that have done most of the sales in the locations you are interested in, they will know the good areas vs bad areas.

Are you going to feel bad every time you see this guy if you lose him $50k in the next two years or just ghost him and move on?

That being said, here’s what I would recommend for a thorough DD process:-Build a plan in advance (setup a spreadsheet, meet with the team, etc)-be prepared to take a lot of pictures -document notes with each room (we use notes on Apple and share it with the team)-align the team on standardizing information (example: what does “bad” mean, what does “okay” mean, etc - everyone looks at things differently and you want to make sure the notes are accurate during your debrief)-bring in professionals for things you can see, like sewer lines hope this short list helps! 

My initial question is… Is it good or bad to have individual septic for each mobile vs one big central unit??