And a little loan fraud just for flavor.

I find racism in real estate all the time, but far more subtle than this contractor. 

Unfortunately you only need $11,000 in income to get up to that rate.A subtle aspect of UDFI is that it is based on the "debt financed fraction". 

I thought peppermint flavor came from mixing pepper and mint.There was a lot of interesting terminology in the article that I have not come across in my life.

I believe Don was referring to how L/O are taught at seminars, not how ethics are taught...And I assume what Don means is exactly what Brian mentioned in his post -- large deposits, high rents and inflated sales prices to unqualified buyers who are unlikely to get qualified during the period of the L/O.This is what I'm hearing is being taught at many seminars these days...though hopefully some of the gurus are a bit more subtle about it than that...

Seems to me there are two benefits to using an attorney: First to provide legal advice and support, but second to send a not-so-subtle message to the seller that this is being done by the book.Your thoughts?

They all sell food, but not the same brands or flavors, and not at the same prices.  

I got to meet the many manufactures and learn all the subtle differences between them.Then, learn and understand the target market better than they know themselves.

That latter bit is subtle. 

You may not be soliciting overtly but you are painting a picture for BP members which is a subtle form of promotion.