It is 50/50 split & she had stated that in the past her GC has put in 5 to 10% so I have skin in the game and she will include me on the title for security until property sells & 50/50 split.

You can't ask the people with the money to bear all the risk, you have to have skin in the game.

Like others have said there are many different ways to skin a cat.

I don't think they are given a takeaway number here, it's more of a guide to decide if there is skin to buy.

It's been done since some cave man let someone sleep on his wooly mammoth skin in exchange for deer meat.There are 10000 homes for sale.  

Typically they don't need the cash but just want you to show you have skin in the game.

Do you appreciate the call or are you irritated? 

Once you get down to the studs in the walls and the floor skin is gone you can see where you are.

@Cathy Song if i was renting your house and it was not stated otherwise i would assume garage was included in lease and would be irritated if I was forced to move things after an extensive period of time.

Typically, a hard money lender will want you to have some "skin in the game" by putting down some of your own money.