We have numerous who have their payments set up to auto-pay.

Once you have selected this market, begin doing researching on the current regulations as well as the political climate regarding STRs in that market and whether or not there are any upcoming proposals on the market docket that may shift or change the current regulations.

The biggest factor is thoroughly review their credit score report especially on time payment record and score.

As best as I can tell the issue is with the lender(s) you selected, not the title.

Still no payment.

Work on getting a down payment saved up while managing your townhomes.

This allows me to seed the property for 6-12month, then refi, and pay the full amount of the HELCO back in one payment. 

If the loan was fully funded at closing and since then the loan is in an interest-only payment period, these numbers would equal. 

Here's an example comparing three different loan originations:Loan A: No interest reserve, but $15K est. interest payments for duration of the loan.

. - near lowest delinquency, late payment, and evictions in the country.