I have made a rare exception when there's a death in the family, but even that is very rare.A couple suggestions: 1.

I would compare the rates they give you with other quotes and see which gives you the best combination of coverage and price.

Sometimes the credit unions will like smaller loans, but rarely will you find a big lender that wants to work with you.  

Rare but it does happen.A voided lien.

I still self-manage, by the way, but I have 4 properties now, and even though I now live very close to all 4, I still consider that I manage remotely, since I rarely visit my properties.  

@James R. Are

Depending on which article you read, there is between $26B and $30B under construction.In ConclusionWhile nothing is guaranteed, the combination of population growth and limited land for expansion virtually assures that prices and rents will continue to increase.Thanks for reading my post.

Probably more than all other markets combined. 

In this case their total household income (of the husband and adult son combined) does meet the requirement of being 3x the rent, but how should I apply requirements of good credit for this and other applications with multiple tenants in one application? 

If they give very little information or the new capital will only add a year or two to the viability of the deal, then I am likely not going to give them more money.The changing or stopping of distributions and calling capital are very stressful and concerning events when you combine it with a lack of information and transparency from the syndicator.