And as mentioned above, if the lender you are speaking with doesn't know what that is...then you need to go to a different lender.  

However, a lot of concerns can be mitigated with looking at their past rental behavior in a lot of different settings.

I've asked my clients a similar question and have developed tools for them to minimize this, but I find there are a few different types of clients.Manager managed - these folks have no issues as they simply upload their year end statement from their property manager, their 1098 mortgage statement and any other one-off expenses they may have paid for outside of the management company. 

The ability to get funding in just a few days can make a world of difference, allowing investors to act quickly and lock in the best opportunities.I’m curious, in your experience, what strategies have you found most effective for building strong relationships with reliable direct lenders?

So, that makes a BIG difference in How you scale and what your personal “upper limits” are.  

Is there a difference between being on the Northside vs Southside of some major street?

Another question I like to ask owners is "How does your property differ from the other properties?

I’ve had my share of challenging deals too— but the payout made it all worth it.Curious - would you handle the cash-for-keys offer differently next time, or was riding it out the best call?  

DOM can be minimized by a number of different factors including the quality of marketing, rent price, availability to show. 

We've been working on a few different ones, and I just want to see whether there are any others that people might need.