There are lending specialist (also private lenders) who will lend you funds for EMD etc for short-term only.

Hi Sam,I'm a private lender in Kansas City.

Them and a private listing broker we have a relationship with.

PML typically just means that a private investor or fund or insurance company has appetite for riskier loans with higher yield. 

They are a private REIT, but run by some really strong experience from around the company.  

Has anyone had any issues or even success with Bryce Bush who has a Facebook group for private and hard money lending with over 65,000 members.

I am in the early stages of developing a program to help people looking for raising private capital. 

Our goal is to complete 2-3 fix and flips per year, and at 3 per year, a time frame of 4 months would let us hit that goal.MARKETING PLAN Finding Deals Wholesalers Direct Mail MLS Bandit Signs Selling MLS Bigger Pockets CraigslistFINANCING Equity Partners Private Money Hard Money Lenders Conventional Financing Capital Earned from Completed DealsHOW TO DO THE DEALS We will locate and purchase undervalued properties through the use of our marketing strategies.

Feel free to send me a private message. 

It sounds like you and your wife are making some exciting moves in your real estate journey.From the perspective of a private lender, I can tell you that if you don't have experience in new construction you might find it challenging to get funding for a groundup construction loan.