Hey @Tyler Speelman- 2 options to consider:1.

Due to the creativity of the deal conventional funding is not an option.

Whether you're looking for short-term rentals, long-term rentals, or fix-and-flips, Florida has something to offer.Favorable Tax Environment: Florida boasts no state income tax, making it an attractive option for investors looking to maximize their returns.Year-Round Appeal: Unlike seasonal markets, Florida offers consistent rental demand year-round.

You want a property that has the highest probability of maxing out on appreciation.Once done, you would want to explore the options below to maximize your rental income:- STR- MTR- Rent by RoomYou should go into this understanding YOU will live in the worst unit - in an illegal unit in the basement if you can!

If it is your primary residence as indicated, just sell it and skip the 1031I Persue all 3 payment options concurrently and see which pans out as your best deal.

As properties have begun to be paid off for me, that few hundred a month becomes a rounding error as real wealth and options become available to you. 

The only question is how many will come back, when coming back is an option. 

Taking out more debt does not sound like the best option IMO.

Research the area's nuances, understand BRRRR financing strategy, network with local investors, analyze potential deals, use VA loans wisely, explore financing options, and network through investor groups.

@Tim Holt, Yes INDEED house hacking is the best option for most 1st time buyers.