Turn-key would likely be the smoothest, but I am open to a fixer upper if the numbers work.As far as the unique funding, I am an equities investor with accounts held in trust and therefore my taxed income is quite low which limits my options unless I opt for a portfolio loan or separate entirely through a DSCR loan.

So if loan due in say 3 years you would need to create 600k in 3 years or sell the property.With limited years left on lease for primary you would need to start saving big chunks of money now because buyer will want higher cap rate to purchase.

This allows someone other than me (an authorized business representative) to do business on my behalf rather than limiting everything to myself. 

This is because they didn’t budget properly and rent wasn’t high enough to cover actual expenses (repairs and maintenance, cap ex, vacancy and loss, tenant damage and turnovers, etc don’t expect to have any money left over after all of these expenses are accounted for if the rent is less than $1,500/month). 

That ability can give you a completely different perspective on what the future might look like.”The Millionaire Real Estate Investor: - “Under Promise & Overdeliver”Think & Grow Rich: - “There are no limitations to the mind except those we acknowledge.

Main thing to consider Id say is the occupancy limit on unrelated people living together.

You may just have to take the loss and move on.

You can work limited hours in so many different capacities that you want to keep that for longer than you think to keep supplementing more options.

Here are a few options: max out 401k contributions for you and your spouse, max out HSA contributions, make charitable donations, harvest tax losses, etc.I recommend finding a tax strategist who specializes in real estate taxation, financial planning and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

Additionally, if you have too many personal use days, losses may be further limited by the Sec. 280(A) vacation loss limitations.