At the time, I had just graduated with a physics degree, landed a great job in the Bay Area, and was newly married.

If they are poorly qualified, let them know now that they don't meet requirements. 

Insurance and LicensesThe Subcontractor agrees to maintain:General liability insurance of at least $[Insert Amount].Worker’s compensation insurance (if applicable).All necessary licenses and permits required by law.6.

Have a steady 9-5 job but looking to branch into real estate investing as well. 

Drywall installation and finishing is harder than most people think and whoever did that job - see the tape showing - didn't think too hard about it. 

If you're eligible, a VA loan is your best choice since it requires $0 down, no PMI, and allows multi-family properties.

., the 2006 or 2009 IECC — International Energy Conservation Code).Cost Considerations for a 90-unit or 112-unit Project:The actual cost of qualifying for the 45L tax credit depends on various factors, including:Energy Efficiency Compliance: The primary cost will come from ensuring that each unit meets the required energy efficiency standards, which typically involve energy modeling, certification from third-party energy raters, and potentially upgrading insulation, HVAC systems, windows, and other components of the building to meet the necessary performance levels.Energy Modeling: Typically, you'll need to pay for an energy consultant or engineer to model the building's energy performance and ensure it qualifies for the credit.

I’m also open to exploring short-term rentals, private lending, or passive investing in funds—anything that maximizes returns while keeping risk and time commitments manageable.For context, I’d consider leaving my job if this could become a full-time venture that surpasses my current compensation (low-mid six figures).

Looks like a hack job.

By identifying the right buyer within our network and streamlining the transaction process, we added value without requiring extensive renovations.