@Josh Bowser I actually hooked up an amortization schedule to excel so I could prove to my partner that increasing money down would increase ROI in specific situations, even though that's rather counter intuitive in many ways.

A funny anecdote within the spirit of the popular aphorism, that “less is more”: It might seem counter intuitive as a host that sees a larger number believing it could equal more (income) or as a guest to think (less money per person), but both are likely agree that just because 2 people can fit on a moped, (hell ya) it doesn’t make for a comfortable ride at twice the gas 

I mean sure you can put it in a word document, a powerpoint, or in a spreadsheet.But even better is to just do everything I explained in my post above, every day, and after doing it long enough you will build up intuition.

I would imagine your intuition is spot on, Steve!

While this argument seems intuitive at first, it lacks practicality & doesn’t consider the risk of notinvesting.

Turbo Tax (Intuit) says "I'm assuming you do this on a full time basis and it is your trade or business.https://ttlc.intuit.com/commun...Individuals who actively purchase and remodel real estate for profit on a continuing basis.

Cheap audit insurance from TurboTax, H&R Block and other national providers.Adding Intuit audit insurance to the tax return you prepared on TurboTax is merely $60.

There are certainly ways to add these into the "closing costs", "points", and/or "fixed expenses" section but it's not immediately intuitive.

Intuit has a market cap of $28 Billion.

@Cooper B.I have Quickbooks Pro, so a balance sheet by class is not accurate, that's what Intuit says anyway.To avoid the balance sheet by class I created all those sub-accounts you mentioned for each property.