But, I wonder if being an city-approved Airbnb host with a legit registration # is enough grounds to stand on legally if an Airbnb client reports/sues me because of, I don't know, a medical injury because of hitting their head on the short ceiling (even if I disclose info about the ceiling upfront on the listing).

If the tenant's bank does provide a remedy to refund the money to the tenant, then, I think, you'd have firmer grounds to demand payment of that rent.

While the deal does not hinge on the ground-up phase, it could provide a significant upside.After consulting with the City Zoning Department and reviewing the dimensional regulations of the neighborhood district, it appears that my plan is feasible.

not in any market. there are DSCR loan coverage on plenty of deals. we build ground up I could send you a lenders underwriting of the triplex we build here that someone can get a full return of capital on within 8 months. that's in columbus. maybe not buying existing, just change your strategy. open your mined. go to some conferences. don't buy in bad locations. we are doing deals within 1 mile of the urban core of columbus all day long. land here is a buyer's market there's more than 6 months supply and it's 22 times cheaper than land in miami fl where I also do deals in. 

Out our way our connection fees and building permits alone are 40 to 80k per lot.. thats one reason West coast is so high not to mention the lots sell for 150 to 250k each so your at 200 to 300k before you put a spade in the ground and turn dirt.. 

She stated upon approval of application and back ground checks she would pay me the SD with money order the next day.

I would like to prioritize cashflow but I also want to avoid buying something JUST for the cashflow with no appreciation potential at all.I like both markets, but having boots on the ground that you already know and trust who can be eyes on the prize once you have it is also invaluable.

Doing a ground up construction of a SFR with ADU on one parcel.

It burns the ground and is rebuilt with the $300,000 coverage.  

Hi Sam,Many purchase & rehab financing will consider ADU construction as part of a medium/heavy rehab, rather than a ground up construction.