But as a short-term solution, playing the 0% credit card game can be an option, but from my experience, juggling from one to the next with no backup plan often ends in paying high interest in the long run.

Our Lake House is close to Clemson and we have all the home game weekends sold out at our Lake House for top dollar, same as every year.

With a 0.65 (1st yr) & 3.5 (2-5 yrs) rate I can accelerate payments to stay ahead of the game.

I would be very interested in talking to you about where you are currently in the real estate game in Nova Scotia as I am 25 years old and trying to pursue a lot of the same goals. 

Big thanks to Rent to Retirement for getting me back into the game of real estate investing where I'm not doing everything on my own!

When it comes to rental properties, cash flow is always the target of the game.

I have a mentor in the game that is very successful as a yay or nay resource.

However I would not consider them to be truly passive because they do not put any skin into the game like a good passive investment does (via a sizable coinvestment).

When rental demand dips they suffer with placing tenants or forced to play a game with who can charge the least in the area.  

What I mean by this is the entire game of REI has now vaulted into the top 10-20% of W2 folks, but really the top 5% mainly the top 1-3%.