If they are not, this may be an ethics violation - check your covenants and policies to see if they have one.There are three types of people who serve on HOA boards.1. 

Looking for tips and ideas on how to flesh out the WCAP (wealth creation and preservation), principle.

Students, illegal immigrants, druglord bust is occurring on regular basis.This is Burbank Unified School District with one overworked superintendent above a principle.

Just to offer you an opposing opinion - driving down the principle and refinancing is putting a lot of your hard earned cash, that could be used for productive assets, into a bad asset.

They receive their principle + interest after we sell the flip they invested in.

What I don't get is that people, after reading less than 10,000 words on a person's 96 year-long life, somehow glean enough information to questions her decisions and throw around phrases like "more like a hoarder of money than an investor and I am not impressed" and "total lack of caring for family".No talk about her work ethic, loyalty, selflessness, wiliness to learn, discipline?

These are professionals with additional training and a stricter code of ethics.

Many "Mom n Pop" investors care about their tenants and want to pass them along to ethical people.

@Craig Oram I think the general principles are 1) The higher the risk the greater return but also the greater possibility of losing money and 2) The more active you are the higher return you get, and the more passive you are the lower the return.I like what was said about note investing if you are looking for more passive returns.

It's just the principles, but I'm no longer a bubblehead when it comes to aviation. runways, gps, wind resistance and aerodynamics.