Anything past that might feel weird.Good job going to your first one, that is a great step that too many people miss out on.

Get people financially educated and let them buy their own houses.

I imagine for people who have had accounts there for a little while would be approved quickly.Also on the cashout refi definitely hit up Community Bank.

Quote from @Eliott Elias: People don't take action.

The people I know who have used him have been happy.

It seems like PSI has grown, a couple landscape companies that way either sold or partnered with PSI because these landscape companies no longer do snow removal and refer people to PSI.  

It saddens me to see millions of people strapped to their jobs, trying to protect their holy grail 401K, until they are 60, and then start taking their "distributions", having a couple of decades left to live.

I think people were/are just trying to avoid agreeable gray.

I have taken many walks by the Falls in the winter and there are very few people around. 

Money now is very good because you are new and ready to do all the work, but the examples you'll hear about are people posting on BP saying, "well, I did all the work and they got a lot or most of the profit."