One approach is to emphasize your reliability and track record, showing that a lower EMD doesn’t impact your ability to close deals successfully.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

DSCR loans are great options when the borrower has good credit and the deal is really solid.

You only need a place to track tenant information, payment history, maintenance, etc.

A few tips: maintain a solid credit score, organize your financials (especially your proof of funds), and be ready to show that you have a solid plan for your investments.

Quote from @Faysal Alam: What banks or credit union can I use to refinance a car under my LLC name , my car is a 2023 Tesla model y performance , I owe $42,500 on the car , I’m looking to refinance the car under my business , my business was established 03/2023 .

When you say credit partnership, are you talking about someone loaning you money?

., P&L), tracking expenses and income, rental listings, lease signing, etc. 

Expect 80% and maybe get 85% if you have a good deal and credit north of 720.So on 80k that is 12k, then closing costs of at least 5k. 

I am trying to decide whether or not I should go through a traditional bank (JPM), a morgage broker, or try and find a credit union.