I “hope” you are not married or it will make it very difficult as you can’t have a disregarded multi-member LLC except in community property states.

Right now I use an VA from the Philippines to respond to all my leasing questions (from Facebook, email, text, and phone) and help with application screening and it's been working great for over 5 years!

@Gash Nookala,Renting can indeed be slower in winter, but here are some tips to boost interest:Enhance Listing: Ensure your listing has detailed descriptions and high-quality photos—consider professional photography if needed.Competitive Pricing: Double-check local comps; even a slight price adjustment or incentives (like a reduced deposit) could attract more interest.Broaden Marketing: Beyond Zillow, Hemlane, and MLS, use social media, community boards, and local business connections to reach a wider audience.Flexible Lease Terms: Offering shorter or month-to-month leases might appeal to tenants during this slower season.Local Property Manager: A local pro can tap into their network and help fill the vacancy faster.These steps should help you find a tenant despite the seasonal slowdown.

Quote from @Eric Huang: Hi BP Community,I’m excited to be back on Bigger Pockets!

Hi Reeves, welcome to the community!

Most lenders will use the middle of your three credit scores and if there's more than one applicant, the lender will go with the lower of the two credit scores.

Welcome to the community @Cecilia John !

To receive the 4% ratio, you have to submit an application showing the property is your primary residence.

We’re well connected with the Baltimore investor community — all neighborhoods. 

Hi BiggerPockets community!