I can see that.I look at myself when I made my first sale in 1975  I was bagging groceries in high school for 1.35 and hour.my first sale in Real estate i made 600 dollars and calculated that it took less than 8 hours and then did the math and thought wow ... this is what i am going to do for my life and I will never get stuck working by the hour.. 

I will definitely consider those things as I run my calculations.

BiggerPockets also has a calculator you can use to analyze deals and I highly recommend you start this as soon as possible, even if you are not ready to buy.

Nor does the cost of the property enter into the calculation.

*This link comes directly from our calculators, based on information input by the member who posted.

By my calculations and I, correct me if I am wrong, but if those accounts grow by 7% per year on average and we stop contributing that $500K will turn into about $1.9M in 20 years when I can start pulling it out.

Feels as if it is overloaded with fake wholesalers and noobs who don't know how to calculate rehab and want more than retail for their deals.

Many lenders, including my group, offer a DSCR product to refinance on the back end as well.Before taking out a loan for a BRRRR project be sure to calculate all carrying costs (taxes, insurance, utilities, HOA, loan interest, etc.) to ensure (i) you have sufficient cash to cover monthly payments for at least the duration of the project and (ii) your estimated rent after repairs is at least 1.10x PITI (monthly refinance loan payment principal and interest, taxes and insurance).We have a proprietary BRRRR cash flow calculator tool that we share with our clients to help reliably assess costs and returns for these types of projects.

I'm using the BP wholesale calculator. the ARV is $ 45,500 when i put the numbers in its telling me the most i can offer on the house is $90,000 I wanna offer $22,500 

So, if that business is showing a big loss after adding back deprecation, and other add backs for rental income, that loss (or gain) will still be  calculated  into your debt to income ratio.