A local broker will be your best bet. 

The best bet is to ask a local landlord attorney what is and isn't allowed in your area. 

Banks aren't really in the business of lending to real estate investors anyway...they focus primarily on "operating entities", but they can be done.

I know if we operated short term rentals I would need additional VAs plus it would be more headache for the team. 

You learn a lot of operational experience by just owning 1 rental as a long-term rental.

As a beginner, I want to operate an ethical and sound business.

Heloc or DSCR HELOC so you can operate with cash in hand.

Quote from @Joe Budkiewicz: Quote from @Corby Goade: Quote from @Joe Budkiewicz: Quote from @Corby Goade: I own and operate a property management company- we don't mark up invoices and provide anything our clients want to see. 

before you go down the rabbit hole to far as @Bruce Lynn mentioned see if the jurisdiction were the lots are located will even allow a surface operation within their zoning code or that lot size.. thats the first thing I would do.Being an old land man I have dealt with a ton of mineral and water rights.. there is a lot to those buggers..

If it was originated recently an option would be to have them refinance it - but if it’s a low interest rate then they will most likely want to keep itWhat does your operating agreement say about this?