This criteria is for 1-4 and 5-8 unit programs.

In Worcester, I think your numbers are pretty close, but there are also a lot of Programs between Mass Save, and the City of Worcester that will pay for many of these things if you agree to an income restriction, or sell income restricted. 

There are programs out there that will allows this.

I asked to be reimbursed our Project 100 money, and he said that since we used the program, he would not.

You should also ask the lender if they are associated with any closing costs assistance programs.

This program will be enforced to ensure compliance with the community's governing documents and to maintain the quality of life for all residents.

@Richie Linnon if the unit needs renovation, which is likely with someone there that long, perhaps plan to give tenant 3-6 months’ notice as it will possibly be difficult and stressful for them to find something in their budget and they may need time to apply for and be accepted into assistance programs.

She's been good overall but I recently received a notice in the mail that she's being dropped by the Section 8 program.

Not sure about that but make sense Yes that is part of it, but as technically the program ends next march and then you have a year to pay it back.

There is no reason to buy your own first for experience purposes - and the fact you already live there makes it 'owner occupied' if you end up going with traditional bank financing - which will give you better rates, and access to more programs.