@Paloma Wodehouse Flipping your first property is an exciting step!

It’s awesome to have you here.

Those investors have largely gone elsewhere, and the ones who are joining BiggerPockets are much more responsible and realistic in their viewpoints. 

I only give to charities that really have value, and are not skimming most of the money for admin.Time is still the most valuable thing most of us have, so spend it wisely. 

Have you asked your other agent?

I have around $100K in liquid capital and access to a $50K HELOC at 6% for the next 10 months before it transitions to a variable rate.I have a unique situation where I earn a living through sports betting, which limits my ability to show traditional income growth.

Quote from @Karolina Powell: I have a side by side duplex built in the late 1800s and the tenant is constantly complaining about the noise from next door. 

This can be helpful if you expect your property to become profitable soon.Save It for Later: If you don’t use it this year, you can save the depreciation for future years when you have more rental income.

Does anyone have a company they recommend for HELOCs?

Too many people do not think ahead and borrow 100k but can only pull out a much smaller number to pay back or have to wait longer then they expect.