I guess you had no financial obligations to individuals, children, or communities beyond what 30% of your income could meet, and no time commitments either. 

Until.. when I started to move on the deal… she backed out… ( she was not living in the property)I told myself ( earlier) that I wasn’t going win..at the expense of someone else who was less  fortunate.I sent to her a registered letter telling her that I “ forgave all debt and commitment” and that she didn’t owe me anything….

Truly, if you are committed to buying your first property and house hacking, then you need to go out and see property.

Of course the time and monetary commitment would eliminate this from serious consideration for many people.  

Keep in mind that your commitment should be to hold this property for 3-5 years at a minimum. 

There is always opportunity but make sure you know your market and know what is happening in it before committing to a marketing budget built for 2021. 

I know I need to set up a trust and an LLC as my business shelter, but right now it doesn't make sense to spend that kind of cash before I have actually anything to protect.I'm committed to the long run investing, so I know I will need to do it.

For some the extra time and commitment isnt worth the extra rate of return.

Each participant in her program has to commit to going back to school/job training and she works with them to improve financial literacy and grow their income.

This is something disclosed in the commitment letter.