They lied on their disclosure.

Buying a 4plex all 1 bedrooms from this older guy. 45k I am putting 10k down to my bank and my bank sent me an email and had the following offer... can someone breakdown the last section for me, I guess I am not familiar with shorter ammortization technology and how it works::;;;$35,000 FIXED at 5.375 for 72 months. 

Hi, I am new to Bigger Pockets and am currently studying at Rochester Institute of Technology.

We live in a technology era and internet leads should be a portion of your business.

Leveraging technology and all the tools available today, you can hire anyone, regardless of location IMO. 

Non-smoker - they'll lie through their teeth on this one.

Or Bill Gates (90 Billion) (number 2 in the world) who made his fortune in technology at Microsoft, or Walmart which three of the family members are all in the top richest in the world own shares, or Mark Zuckerberg who owns shares of FB.  

At no point in human history has the advancement of technology caused a net drop in jobs.   

(and the sub section on REAL ESTATE MARKETING TOOLS & TECHNOLOGY TAXES & ACCOUNTING LEGAL TEAM)Bonus for the weekend, my collection for starters (read the comments too, and then if you like the author, go check out what else they wrote):https://www.biggerpockets.com/renewsblog/stages-of-investing/-https://www.biggerpockets.com/renewsblog/newbies-learn-real-estate-investing/-https://www.biggerpockets.com/renewsblog/5-ways-to-know-youre-not-ready-to-invest/-https://www.biggerpockets.com/renewsblog/ideal-vs-desperate-investor/-https://www.biggerpockets.com/renewsblog/how-much-to-offer-property/-https://www.biggerpockets.com/renewsblog/hazardous-attitudes-of-investors/-https://www.biggerpockets.com/renewsblog/2016/05/31/21-traits-scammy-real-estate-investment-guru/-https://www.biggerpockets.com/renewsblog/youre-not-cut-out-to-be-real-estate-investor/-https://www.biggerpockets.com/renewsblog/questions-new-investors-should-ask/If this not enough to get you started and keep you busy ...let me know and I'll send you a list of blogs, podcasts, and books. 

He has already lied to you before about the 8th so he has shown you that he can’t be trusted.