There are methods.

It may be a tough rate for you to swallow, but it may be worth it to secure the properties then refinance in a few years.

There a few other advantages of this email method. 

These self employed 2nd mtg's are typically based on alternative method of caluclation like profit and loss statements if you're self employed or the last 12 months of bank statement deposits using a formula to derive an income from these deposits (like 50% of all annual rolling 12 calendar month deposits X 50% /12 months = monthly income).

If the properties were placed into service in 2022 or before, you may need to file form 3115 (change in accounting method) to factor in the 'updated' depreciation schedule from the cost segregation study.Best of luck

I'd like to share some insights about the process of finding and securing funding for investment properties especially for fix and flip deals.

DSCR works pretty cohesively with hard money, especially when you use the BRRRR method since it allows you to increase leverage on the back end refi. 

I've noticed many investors initially write their contracts under an LLC, only to later amend the contract to their personal name to secure better financing options.

You know your goal isn't to leave the 9-to-5, you have a great job with good scale and security.

This is the cost of doing business.2nd: not having security at your property during and post renovation.