Technology advancements such as email, phone calls, skype has enabled communication with a remote CPA to be seamless.

Gutters look better when they are seamless.

Luckily up to now I've not had to use the system to collecting any late payments or anything else, I'm guessing those situations are going to not be as seamless as possible based on everything else so far.Does Cozy work?

Absolutely... the on-demand(s) I install cost less than a high effic tank & works seamlessly in high demand applications & they don't sit there 24/7 cooking themselves to destruction.

They are essentially seamless as they are hot welded (melted together at seams).  

It works with ACH transfers and works pretty seamless.

Then things started operating near seamlessly.

I have a great broker I can recommend who made the FHA process seamless if you would like.  

Through out my few years of investing I have built a small team of investors and real estate professionals who bounce deals off each over time making me pretty intertwined with our market.

IMO the contracting piece is where you end up having the 203k process be a hit or miss situation as many are not familiar with how to work with these lenders to make this process as seamless as it can be