You were ahead of your time. 2024 and most still haven’t heard of selling equity

This is why there can be muted market responses to actual Fed rate hikes, as the central bank often telegraphs its intentions ahead of time, to the point where the change is fully expected/estimated and thus “priced in” ahead of time.Key Economic Data Releases that Move Mortgage RatesHere are the key economic data releases that most affect Treasury yields and mortgage rates; understand these and plug them into your calendar, and you will be a mortgage rate magician in no time.Consumer Price Index (CPI)For even casual interest rate watchers, it should come as no surprise that the monthly Consumer Price Index (CPI) release is key to interest rate movements.

Assuming I decided to go ahead and raise the rent at that point, I'd let them know and I'd give them some reasons why. 

For them, these properties are still cheap by international standards hence the real estate market si still booming in spite of all the economic difficulties and uncertainties and there's likely a long trajectory upward ahead for prices.

There was this big rush, then got real quiet.

Trying to get ahead before the area experiences appreciation due to these multi use towers.

Quote from @Brandon Arnett:Interest savedIncrease in cash flowMy quarter has a heads side and a tails side, but that doesn't mean I have two quarters.

Normally we have paid ahead the March payment coming due, back into the prior year for tax purposes, since we and probably you are Cash Basis. 

There are many part-time agents who do quite well with a limited schedule each week, but it is important that you understand the challenges ahead before spending your time and effort only to find out that it might be a bit too much for you to handle.Good Luck!

So far, where I'm at is to just go ahead and take a chance with the refinance as is.