My "investing philosophy" is driven by cash flow and, so I am not really focused in future appreciation, that is the reason why I am looking for out-of -state investing.

I love the cash flow philosophy, however would like other opinions or suggestions.  

I keep the same philosophy when I invest in large apartment syndications.

I'm back now though.Now I'm about to graduate, I've got rock solid reasons for working hard, and I want to jump back in.I will be graduating in May with a double bachelor's degree in English and Philosophy (useless, I know; it's a long term plan).

My wife and I have kept the same live smart philosophy ever since our first home purchase. our current residence was purchased for $50K below appraised value and owner financed at 4% for a 30 year term. it has a detached garage that we converted into a 700 s.f guest house that rents for $1100/m.o. that only leaves a tab of $350/m.o that we have to pay for our 2800 s.f house on 2 acres in Southern California! 

My philosophy with the first property is make the deal and learn as you go the hardest part they always say is actually making the deal.

I'm obviously still working out my own personal finance philosophy and figuring out what I'd like to do. 

I have a general philosophy that if everyone is talking about something (such as Bitcoin), then there is a bubble and nothing good can happen. 

Such a life changing book and philosophy- only to fall to into a shady MLM get rIch quick scheme complete wIth actors and InfomercIals .

It's a matter of personal comfort zone, and maybe a bit of  'philosophy'.