It's just part of the VICTIM mentality in this country.

You may need to pay for $$$$ - eviction - clean up - lost rent - mental anguish - loss of local reputation LOAs are easier and cleaner for the Newbie.

I have a CC, school loans, and a loan from skydiving...it's addicting :) And until recently I took on the whole broke mentality, buy now pay later...buy stuff not assets2.)

@Bill Jacobsen I can handle the negative cashflow, more of a mental issue than money.I know it would cf right away with normal financing, but the seller offer looks good.

I have closed with them in the past, but with a lot of mental anguish and enormous amount of frustration.

You seem to be taking pride in being a "salaryman", is the local mentality affecting you a bit?

I've found that, after the hard numbers, REI is simply a mental game.

But I agree that would be a plus to have a REI mentality that many realtors don't have.What markets are you looking in?

There might very well be a back story that you can leverage your way into, too.If you're inside the beltway, I can't help remembering Peter Sellers' Movie, Being There when he plays the character of a mentally challenged gardner who's patron dies, leaving him to fend for himself for the first time in a D.C.

especially when you don't have a map and know all the streets. 3. just plan understanding the market. this way I had to specialize in an area. basically create a mental database of the market as a whole. so I can see how my property compares to market.