To maintain a 1.1 DSCR your loan payment must be no greater than 1,909/month. 

So it sounds like they wanted to see you maintain deposit accounts with the bank and now they have possibly removed a discount they had given you when you took out the loans?  

I just worry that you would struggle with finding and maintaining occupancy.

Here is what I've learned following interest rates for a long time...If you listen carefully to the experts, they are wrong 50% of the time.  Rates

.- Anything outside the immediate settled areas will be off-grid, so you'll need to maintain solar panels, water purification systems, septic, etc. and forget about internetIt's a very popular destination and will probably grow in popularity as Panama works on its tourism outreach, but there are too many obstacles for me to see it as a viable investment.

When contacting a potential tenant's previous landlord, consider asking about the tenant's payment history, whether they consistently paid rent on time, how they maintained the property, if there were any complaints from neighbors, and the reason for leaving.

Properties in good areas, whether SFH or MFH, tend to attract more stable, responsible tenants who maintain the property better.

You can explain that any changes to the lease must be carefully considered, as you want to maintain the original terms that protect your interests.If you decide to allow the change, you could draft an addendum stating that each tenant is responsible for their own rent.

You can allocate expenses to each property/LLC during your accounting processes, but make sure to maintain clear records and documentation for each expense related to the specific LLC.Detailed Tracking: As you scale up, accurate record-keeping becomes crucial.

Yes, i'm licensed, but i don't work as an agent in any capacity; there's no experience on my end other than a piece of paper that says i'm allowed. this is a disservice to a buyer as well, may of whom are first timers and could benefit from all the support they can get.