I've seen pretty cool things from the SIP panels.

I am thinking of using window ptac units for both heating and cooling. 

Taking an asset to liquidate is a significant hassle, loaded with additional expenses, time oh-so-mush time, and variables such as potential market movements, changes to condition etc. all these come together to very possibly devouring what your equity positions may be in full or more, leaving no real equity of securitization itself. 

Very cool BP community reaches so far...Two year work history and US tax returns for FHA.

@Travis TimmonsI feel like there's an entire thread's worth of discussion around buyers who in 2021/2022 said, "I'll wait for it to cool down" and now are shaking their heads in disappointment.

When you do a cash out refinance its cash in hand (liquid reserve) so it can be used as an asset or for PITI reserves on the next purchase.The other downfall is if your credit score should drop for any reason which can happen even my accident or mistake the lender will close or reduce the Heloc credit limit.

BTW, There is nothing wrong with your mom buying herself something nice with a portion of the money if she does liquidate the house.  

I might consider doing a cool blue for bathrooms to break things up a tad, pretty sure I would not go near a salmon color though!

I got frustrated with all of it so eventually liquidated the IRA. 

I am now focused on rebuilding my business and running an ACTUAL business instead of a cool hobby that I tell my friends.