They clearly don't know the law and need to spend 45 days figuring out how to handle a security deposit.

Price CutHere’s the thing: spending $50k on repairs might help if it significantly changes the condition and appeal.

He was slow on selling it, believing that all the money was mine instead of trying to close the deal quickly so I could do it again. so I ended up spending my profits on the monthly mortgage payments.

This was about 5 years ago so costs are different now but at the time it cost me about $20,000 I was not expecting to spend.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

There are 7 material participation tests and these are the 3 most common for real estate investors AND you need to meet one of them: Spend more than 500 hours on your rental businessDo substantially everything for the rental businessSpend more than 100 hours on the activity and no one other individual spends more time than you doAnother way to offset non-passive income (e.g.

Because of these reasons we spend more time than we like in the hospital.

Obviously it also depends on how much time you have to spend and how much you want to be involved in working on the property, but living in one side makes all of this much easier and a good on-ramp into investing! 

This better work; we are spending so much money!"

You are correct, you are not the first to have this issue, but typically it is more of an issue of LO's not understanding how  it should be looked at. they just do not deal with investors often.I would also echo Patrick above, moving your current loans into a DSCR loan would not change anything for your issue so please do not spend money doing that.