If you walked into a bank, your pre-approval would likely never qualify for a house hack duplex.Did they count 75% of the expected rent towards your DTI? 

My friend is selling his house and is open to an assumable mortgage.

I kept thinking it would get easier and less nervy as I bought more houses.

It has two bathrooms, full kitchen, and open area and seven rooms that could be used as offices or I guess it could be a boarding house too lol.

Texas does have specific rules regarding home equity loans and cash-out refinancing (often referred to as "Texas Equity Section 50(a)(6)"), but these don’t prohibit homeowners from using funds for investment properties.

The contract was a simple 3 page one and I wrote this in.Also, it is a single family being rented as a rooming house (which is technically not legal here).

you borrow on your house lend to another and they default your now are fubared.

Let's ask: i'm donating a house I've owned for 10 years to a lcal 501(c)(3).

Hudson is a pretty "touristy" town, so BnB's became a big thing and the local gov't was concerned about the amount of long term housing available.

You need real insurance that covers the house when guests are there, or when it's empty in between guests.