My client had some things come up that prevented her from executing, but these were some of the options I had put together for her, a regional bank, a regional CU, and a national bank.Reminder that NOI sizes CRE debt, and that's often what determines the down payment requirement, not anything to do with the client or particular lender, just the property itself.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Your $80K HELOC can serve as the down payment, as most lenders require 20%-25% of total project costs upfront.

Sadly, it seems that cash flow on long term rentals with 20% down just does not exist in most desirable locations.

Then reality hits and you find yourself in over your head.

Need:- Good CPA- LLC- Narrow down to 3 markets of interest: Santa Rosa, Palm Springs &  ??

I know an investor that might partner with you on the lot next door and/or may buy your lot without the title policy.I have already got the deed for that lot and another lot that i bought.. the second one is not waterview but it is .694 and soon to be listed on the MLS for 18k.. im still waiting for the lady to come and see hers and say shes ready to sale.. her family was affected by the hurricane and hopefully she will be able to head this way soon.. ive started to try to wholesale here in jasper and have several deals lined up but cant find any investors in my area looking to buy.. i just now saw this or would of replied along time ago.. i dont know how to do the mentions with the @.. every time i try it dont work 

if it were me, I would probably take the drywall down from one side, make sure there is good insulation installed properly with no air gaps, install the quietcrete and see how it is. then if still bad, roll on some green glue and another thin sheet of drywall.

Being able to purchase a property with only 5% down means you can leverage your money way more effectively.

I live in San Diego and am trying to purchase my first investment property I have about 150K to put down but am struggling to find deals that meet my price point.