The decision of which one to use makes more sense to me now since you explained your reasoning.

Just ask him to explain, in advance, what to do if the due on sale gets called.

Great question, I recommend a basic letter explaining that you're the new landlord.

I tried to get him to explain what was going on but he said he was late for another meeting.

@Chris Campeau can you explain what the problems were that they are running into?

If the tenant ever cancels coverage, you will be notified.Here's an article explaining: https://www.credible.com/blog/home-insurance/additional-insured-vs-additional-interest/#:~:text=Additional%20insured%20is%20only%20available,t%20collect%20a%20claim%20payout.

Make sure it explicitly explains the process for termination if you are unhappy with their services, especially if they violate the terms of your agreement.3.

Quote from @V.G Jason: Can someone explain how this subject to works?

Then I called my agent and explained that I had never given permission to sign over her quote to anyone else and that I could send her anything in writing and would prefer to go with her quote.Escrow happened to be delayed for other reasons, so I have some wiggle room in trying to sort this out.

Tell me your kid's teacher is that smooth explaining math!