A couple of areas I'd like to focus on would be Wholesaling,Flipping,Building.I have some connections for investors and I build/remodel with a GC and he is keen on the idea of us taking on a flip or two for our next project.

Even the cash out refi has been excessively difficult and ultimately shut down. because of covid then breast cancer my last two years of tax returns are all jacked up, so the banks aren’t keen on me.

But I think there is a 3 months lag between reality and what most agents believe is reality: we have seen that when the market spooled up we were ahead of the curve for a while because my team writes so many offers every week that we all have a keen sense of what's going on.

Hey BP,First post in here, short intro: I’m 25, Technical recruiter living in Austin Texas, just bought my first house in Austin July 2021.I’m keen to get into REI, not necessarily in Austin or even in Texas for that matter. 

I know when I left the industry,  few banks were keen on rental loans, much less in the condo space. 

If you're not keen on investing the down-payment difference then go with the more comfortable option for you.Also, the lender won't MAKE you refinance after you move-out of the home. 

Bringing it home, I'd start by getting a handle on what your home would lease for and what the market value is and compare that with what you could achieve with a freshly purchased rental property (in any area you are keen on investing in, not just your neighborhood).

Our target price for a house is We both want to build up equity, but I've been more keen about getting some cashflow that I can put towards my student loans.

Hope y'all doing well.Business partner and I are keen on a lot to build a new build. 

I am also keen to put an offer on a place that already has tenants.My questions to you are:- What motivated you / pushed you to purchase your first investment property, and how did you overcome any fear of actually DOING it?